Since they started college, Cadey and her friend have kept up a bit of a tradition. Towards the end of the semester, she would stay at her friends house to help each other study for... finals. They even get some help from her older brother who is a TA at another college in the area. Cadey thinks he is totally cute and on this occasion, her friend has gone off to class, leaving Cadey all alone with her brother. She's kind of bored so decides to have a look around the apartment. Coming across his wallet, she takes out a few dollar bills to pay for a concert she wants to attend. When he catches her in the act, he lets her keep the money - but she needs punishing first.